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Helping To Pay For College

Educational Funding Solutions


Mr. C.R.G., the College-Retirement Guru, Dennis Stewart, has developed two e-books.  Each book is devoted to saving you money and giving you simple techniques to accomplish the ultimate goal of either sending your student  to college without breaking the Bank of Dad or Mom or to retire with as much as you can without giving more than your fair share to the government. Each of these e-books by itself has a goldmine of information to help with these goals.  Combining them together will help you accomplish both your  college financial challenge and your retirement challenge!

E-Book 1 –Securing Financial Aid To Fund College

These strategies are designed to help you pay for college for all your students in a comfortable manner, without spending down your savings and investments, without taking from your retirement and without relying on need-based financial aid.  In this book you will learn about:

  • The financial aid formula and what it means to you.
  • How to understand the FAFSA and the Financial Aid Profile forms
  • Cash flow and cash management strategies
  • How to understand the federal tax form 1040 and how it relates to college
  • Why 56% of students who complete their first year of college drop out!
  • The financial aid “myths” and how they relate to you
  • The best chances of receiving free money for college
  • The correct way to borrow for college

E-Book 2 – The College Retirement Solution and Tax-Free Retirement

Uncle Sam has a permanent tax lien on your retirement and is a major beneficiary of you IRA or 401(k).   You could lose up to 82% of a highly-funded retirement plan to the government without the proper plan in place.  This e-book gives you the strategies to save potentially hundreds of thousands of dollars.  This is money that can stay with you in retirement and then on to your heirs.  In this e-book you will learn about:

  • The college retirement solution
  • How planning for college and retirement must be planned together
  • The four biggest cash-flow expenditures
  • Retirement programs
  • The “Antidote” for the government’s lien on your retirement
  • Tax-free retirement and the self completing plan

E-Books 1 and 2 –  Securing Financial Aid For College AND The College Retirement Solution And Tax-Free Retirement

Buy Both E-Books  And Save!! – Press the SALE Button

  • Senior Class of 2018

    Please let us know which school you will be attending in the fall.

  • Congratulations College Grads 2018!!

    Call us for financial aid information if you are continuing on to Grad school.

  • Testimonials

    • “"Coming up with $38,000 for our son's first year at Notre Dame was very stressful and added to our monthly financial burden. Your "cash flow" solution for his remaining years was incredible. We don’t have to change our lifestyle at all, add to our existing monthly cash outflow or tap into our retirement. This is amazing! How do we thank you?"

      - Rachael, from
      Newbury Park, CA”
      source: Testimonials
    • “"We still can’t believe that our daughter received an offer of $10,000 per year for 4 years at one of the "Seven Sisters" schools – elite private women's colleges. The irony of the story is that we didn’t even know about this college until we started working with EFS, and our daughter was "positive" she wouldn't be accepted. It turned out to be one of the most financially viable of all her colleges. I guess the moral of the story is to research all possible schools with your major and to apply even if you don’t think you have a chance for admission!"

      - Jeff, from
      Woodland Hills, CA”
      source: Testimonials