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Helping To Pay For College

Educational Funding Solutions

Posted by thebozone on April 29, 2018 in Uncategorized with No Comments


Last week, my wife and I were driving past La Quinta High School and noticed four students with large cups of Starbucks coffee in their hands. So now you ask, what does this have to do with college?
I was reminded of a client who came into my office a few years ago. They were a family of 5 and they earned about $150,000 per year. They wanted my help in order to send their three daughters to college. They had no idea how they were going to accomplish this since they had no money left at the end of the month to go toward any type of college savings account.
The discussion got around to budgeting: how much do they spend during the month and on what do they spend the money on? I gave them a budget sheet to complete; they were shocked to find the family was spending about $22.50/day at Starbucks, based on an average of $4.50/cup of coffee. That’s a little over $8,200 per year!!
This led to a discussion on what else they were spending money on. When we were done with the analysis of their budget, we were able to find an additional $25,000 per year on things that were considered unnecessary and even wasteful. That’s over $33,000 per year, which is the cost of a California State University school for one and one-half years!
If you are looking at ways to afford college, looking at your budget would be a good start. There are many strategies that can help budgeting to pay for college.
Proper planning and budgeting can help a family through the college affordability process!

For the past 17 years, Educational Funding Solutions has been helping families to navigate the college financial aid process and has developed strategies to affordably send students to college without sacrificing retirement. For more information contact Dennis Stewart, owner of Educational Funding Solutions at 818-597-1532 or dennis@educationalfundingsolutions.com

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  • Testimonials

    • “"Coming up with $38,000 for our son's first year at Notre Dame was very stressful and added to our monthly financial burden. Your "cash flow" solution for his remaining years was incredible. We don’t have to change our lifestyle at all, add to our existing monthly cash outflow or tap into our retirement. This is amazing! How do we thank you?"

      - Rachael, from
      Newbury Park, CA”
      source: Testimonials
    • “"We still can’t believe that our daughter received an offer of $10,000 per year for 4 years at one of the "Seven Sisters" schools – elite private women's colleges. The irony of the story is that we didn’t even know about this college until we started working with EFS, and our daughter was "positive" she wouldn't be accepted. It turned out to be one of the most financially viable of all her colleges. I guess the moral of the story is to research all possible schools with your major and to apply even if you don’t think you have a chance for admission!"

      - Jeff, from
      Woodland Hills, CA”
      source: Testimonials