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Helping To Pay For College

Educational Funding Solutions


The price of a college undergraduate degree for just one student now ranges from $60,000 – $80,000 at a state college to over $200,000 for many private colleges. Multiply that by 2 or more students and adjust upwards 6-8% for inflation each year and you know why families are in crisis paying for a college education!

Very few families, regardless of income or assets, can afford to spend an additional $60,000 to $200,000 in after-tax dollars in just a short 4- or 5-year period. Earning and spending these college dollars can be a major drain on a family’s finances. If the family uses college loans to “spread out” the pain, it often adds 50% to the final cost of an education.

It doesn’t matter if the family uses cash or loans to pay.  The total cost of college is devastating to future retirement. Few families realize that paying $200,000 for an education when a parent has 15 years until retirement means a LOSS of nearly $1 million in future retirement dollars!

Dennis Stewart heads a team of professionals that will help:

Determine the right strategy to comfortably pay for college for all your students without touching your savings and without relying on financial aid.

  • Cut your out-of-pocket costs for college
  • File financial aid applications that give you access to parent and student loans, merit aid, grants, and institutional scholarships.
  • Develop a financial plan that will help you accomplish both your college financial goals as well as your retirement goals.
  • Senior Class of 2018

    Please let us know which school you will be attending in the fall.

  • Congratulations College Grads 2018!!

    Call us for financial aid information if you are continuing on to Grad school.

  • Testimonials

    • “"Coming up with $38,000 for our son's first year at Notre Dame was very stressful and added to our monthly financial burden. Your "cash flow" solution for his remaining years was incredible. We don’t have to change our lifestyle at all, add to our existing monthly cash outflow or tap into our retirement. This is amazing! How do we thank you?"

      - Rachael, from
      Newbury Park, CA”
      source: Testimonials
    • “"We still can’t believe that our daughter received an offer of $10,000 per year for 4 years at one of the "Seven Sisters" schools – elite private women's colleges. The irony of the story is that we didn’t even know about this college until we started working with EFS, and our daughter was "positive" she wouldn't be accepted. It turned out to be one of the most financially viable of all her colleges. I guess the moral of the story is to research all possible schools with your major and to apply even if you don’t think you have a chance for admission!"

      - Jeff, from
      Woodland Hills, CA”
      source: Testimonials